“I give Nautical Home Lending two enthusiastic thumbs up!  I was discouraged by previous incomplete attempts to refinance.  I had a restricted deed loan, and Sal informed me about an affordable housing program called HARP.  The refinance process was a breeze.  Sal was honest, straight-forward, and answered my questions clearly.  I have recommended him to all my neighbors!”

Heidi K – Concord, MA


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