Credit

6 reasons you should know your credit scores

6 reasons you should know your credit scores

The phrase “credit score” is often thrown around as a big, ominous number that can make or break your financial reputation. This perception is somewhat true, in that this three-digit number has the power to influence a lot of your purchasing decisions and abilities. But the key difference between this […]

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Five Must Review Items on Your Credit Report

Five Must Review Items on Your Credit Report

Your credit report is a snapshot of your credit history and an indicator of your overall financial health. Hopefully, you’re diligent about checking your credit report to help you make good credit decisions. When you’re reviewing your credit report, pay close attention to these five areas of information to make […]

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5 Weird Things That Damage Your Credit

5 Weird Things That Damage Your Credit

Common sense dictates that your credit scores will take a hit if you don’t pay your bills. But what about getting a parking ticket? Little things that can add up We’ve all heard the typical advice for keeping good credit: Pay your bills on time Don’t open a bunch of […]

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The Hidden Costs of Bad Credit

The Hidden Costs of Bad Credit

Your credit rating impacts many aspects of your everyday life. Here’s how. Sure, you know that having bad credit can mean paying more for a car loan or a mortgage. You know that it means you can pay more to use your credit cards. But did you know that people […]

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Gen-Y Needs Help Most With Their Managing Debts

Gen-Y Needs Help Most With Their Managing Debts

Experian’s annual “State of Credit” report provides insight into four generational age groups. Millennials have the lowest credit scores and worst credit habits. As the nation emerges from the Great Recession, which groups of Americans are faring the best when it comes to credit and debt and who is faring […]

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