Good Morning Sal, Hope this finds you well. I just had to reach out to regarding a very nice conversation I had friday evening with a long long term friend.   Over a glass of wine friday evening, of course the conversation turned to real estate, and I was asked if […]



“I give Nautical Home Lending two enthusiastic thumbs up!  I was discouraged by previous incomplete attempts to refinance.  I had a restricted deed loan, and Sal informed me about an affordable housing program called HARP.  The refinance process was a breeze.  Sal was honest, straight-forward, and answered my questions clearly.  I have recommended him to all my neighbors!”

Heidi K – Concord, MA


My husband and I have worked with Sal for many years.  Due to the long established business relationship my husband had with him, we have also referred many  family members  to him, and now a second generation of family is using Sal’s services.  As the rates have dropped over the years, everyone  has  gone  back to him for the lowest available rates for refinancing.  No one  has left Nautical and gone with anyone else but Sal.   He is genuinely concerned about his  clients, and will follow up later if he knows a better rate can save you money.  Sal always could secure the best deals that no one else could match.  My husband passed away, and I am refinancing now. Due to a very complicated situation, Sal has gone well above and beyond to help me, and has been beyond patient in his dealings  both with me, and on my behalf.  He is always accessible, positive, ethical,  and friendly.

“My wife and I recently closed on a fix rate refi and we’re very pleased with the way Sal and Ed helped us move the process along. They we’re very professional, always responding quickly if we had any questions, (we had a lot of them). I would recommend Nautical Lending to anyone interested in any type of Mortgage product”.

Thank you,

Kevin F.

Hey Ed,

Just wanted to say Thank you for all that you did for us with the re-fi. I know how hard it was to explain every little detail to me but you made me feel very comfortable and trust you. I am very pleased with  your  services and will let everyone I know how wonderful and professional you were.

Thanks again!

Melissa V.

After a horrific experience at trying to refinance my existing home loan with another company, I was directed to Sal Arlia and Nautical Home Lending LLC by a friend. I can truly say that my experience with them was nothing short of perfect. Sal made the process run smooth and trouble free. He offered helpful hints and suggestions that are normally provided by a friend. Thanks to Sal and Nautical Home Lending LLC, my family and I are in a much better rate and position regarding our mortgage and we owe it all to Sal. Please do yourself a big favor and allow Sal to take care of you, like he did with us.

Gary- Melrose, MA